Washington homeowners — do you actually know if your house is covered if Mount Rainier erupts?

Because it can take three separate insurance policies to make sure you're fully protected.

Your home could be damaged a few different ways — ash falling on roofs, ground shaking like an earthquake, or lahars, which are fast-moving volcanic mudflows.

And insurance treats those very differently.

Ash damage may fall under your homeowners policy.

Ground shaking may require earthquake coverage.

And mudflows may involve flood insurance.

And here’s the part most homeowners never see — the fine print in their policy.

So the real question isn’t just
“Does my homeowners insurance cover a volcanic eruption?”

It’s did I have the right coverage for what actually damaged my house?

That’s exactly the kind of thing I help families understand when we review their coverage.

If you want to know where your coverage might leave you exposed.

Click here for a FREE risk assessment